Financial Literacy & Money Discipline
Wealth Building Basics
A plain-language introduction to growing money over time
A four-session series for participants who already handle day-to-day budgeting and want to understand long-term growth. Sessions cover how compounding works, what common investment vehicles are, how risk and diversification relate, and how income creation and entrepreneurship fit alongside a job. Educational only — no products, no recommendations.
- Format
- 4 sessions
- Session length
- 90 minutes per session
- Cadence
- One session per week
- Group size
- 10–20 participants
- Delivery
- In person or live online
- Cost
- Offered at no cost to participants
- Who it's for
- Young adults ages 18–26 who are ready to look beyond monthly budgeting
What each session covers
Session 1
Time, compounding, and goals
How growth accumulates, what a time horizon changes, and translating a vague ambition into a dated, costed goal.
Session 2
What the vehicles are
Savings vehicles, brokerage accounts, employer retirement plans and matching, index funds versus individual holdings — described for understanding, not selection.
Session 3
Risk, diversification, and costs
Why prices move, what diversification does and does not protect against, how fees and expense ratios compound too, and how to read a simple fund summary.
Session 4
Income creation and staying safe
Side income and small-business basics, separating business and personal money, plus a clear-eyed look at hype cycles, pressure selling, and common investment scams.
By the end you will be able to
- Explain compound growth and the effect of starting early
- Describe common vehicles in plain terms, including index funds and retirement accounts
- Relate risk, time horizon, and diversification to a stated goal
- Identify fees and costs that reduce long-term returns
- Recognise hype, guaranteed-return claims, and investment scams
- Write a long-term goal with a timeline and a funding plan
What's included
- A goal-and-timeline planning sheet
- A glossary of investing terms in plain language
- A fee-impact comparison worksheet
- A scam and red-flag checklist
This is a good fit if
- You have a budget and a small cushion already in place
- You keep hearing investing advice online and want the fundamentals
- You are curious about starting something of your own
Next step
Register for Wealth Building Basics
Send us your details and we'll confirm the next start date, the location or meeting link, and anything to bring.
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